Renewal of estate agent licence
Learn more about renewing your estate agent licence, including the timeline, important points to note, and the renewal process through ACEAS.
Last updated 3 September 2026
2026 estate agent licence renewal exercise
The Council for Estate Agencies (CEA) will be conducting the 2026 estate agent (EA) licence renewal exercise from 1 October to 30 November 2026.
Upon successful renewal by 31 December 2026, your EA licence will be valid for three years, from 1 January 2027 to 31 December 2029. For more information on the three-year validity period, fees payable, and Currency Requirement, please refer to CEA’s press release on 27 July 2026 (opens in new tab).
Key reminder
1. Submit your EA licence renewal application by 30 November 2026
To ensure business continuity and minimise disruption to your operations, we strongly advise you to submit your renewal application by 30 November 2026. Applications that do not meet all renewal requirements, or require further supporting documents, may take beyond the usual processing time of two to three weeks for CEA to process and approve.
While CEA will continue to accept renewal applications from 1 December to 31 December 2026, CEA may not be able to approve such applications before 1 January 2027. In such a situation, you will not be able to perform estate agency work from 1 January 2027 until CEA approves your renewal application.
2. Ensure that your Professional Indemnity Insurance (PII) coverage is minimally from 1 January to 31 December 2027
Please purchase your PII based on the number of real estate salespersons (RESs) in your EA, as at the date of PII purchase.
Timeline and key steps
Preparing for renewal exercise (August to 30 September 2026)
KEOs and RESs must:
Fulfil their Continuing Professional Development (CPD) and Central Provident Fund (CPF) Board Medisave requirements
Update their profiles in the Advanced CEA Estate Agencies System (ACEAS) (opens in new tab)
EAs must also:
Purchase PII coverage for at least the period of 1 January to 31 December 2027
Ensure that the directors/ partners listed on their Accounting and Corporate Regulatory Authority’s (ACRA) records match their member list on ACEAS
During renewal (1 October to 30 November 2026)
Directors/ partners submit their renewal applications to their EAs, where applicable.
EAs should ensure that their GIRO accounts registered with CEA are active and have sufficient funds before submitting renewal applications.
EAs submit their licence renewal applications to CEA.
EAs submit their RESs’ renewal applications to CEA once they have received them from their RESs. If the application meets all renewal requirements, CEA will process it within two to three weeks.
EAs and RESs can log in to ACEAS to check the status of their renewal applications.
Post-renewal
Once approved, the EA’s licence and their RESs’ registrations will be renewed until 31 December 2029. This includes the RES registrations of KEOs and practicing director/ partners.
After applicable fees are paid, EAs and RESs can check their updated validity end date on the CEA Public Register.
Notes:
EAs must be a registered entity with ACRA.
KEOs and RESs can check their:
CPD fulfilment at the CPD System (opens in new tab)
Medisave contributions at the CPFB website (opens in new tab) [My Dashboards > Self-employment]
KEOs renewing their licences and RESs renewing their registrations must be up to date with their MediSave contributions, either paid in full or on an active GIRO plan
You will be cleared for renewal after making full payment or upon your first successful GIRO deduction on the 25th of each month, or the next working day if the 25th falls on a weekend or a public holiday [Source: CPFB’s website]
KEOs and RESs facing financial difficulties may request changes to their instalment plan via the Manage your MediSave payable form. Find out more about growing your CPF savings as a self-employed person (opens in new tab).
Practicing Directors/ Partners who are foreigners, must submit a Certificate of No Criminal Conviction (CNCC) from their country of origin or provide proof of residence in Singapore for the past 10 years (i.e., from 2016 to 2026). [Note: The CNCC must be dated within three months of the date of submission of your renewal application.]
Renewal process
Please refer to the detailed renewal guides in the table below.
Renewal Category | Renewal Guide |
EA (Inclusive of the KEO’s RES registration renewal application) | Submitting your EA licence renewal application to CEA Renewal Guide - Renewal Process for EA (with KEO Renewal) (PDF, 2.42MB) (opens in new tab) |
Director/Partner (With or without RES roles in ACEAS) | Submitting your Director/Partner renewal application to your EA (if applicable) Renewal Guide - Renewal Process for Directors and Partners (PDF, 1.38MB) (opens in new tab) |
KEO (With or without any other roles) | As a KEO, your RES registration renewal application will be processed as part of your EA licence renewal application. You do not need to submit a separate RES registration application. |
Renewal Process Guide for EA's submission of RES renewal applications | Submitting your RESs’ renewal applications to CEA Renewal Guide for EAs renewing the registration of their RESs (PDF, 1.14MB) (opens in new tab) |
Payment of Renewal Fees
You will need to pay CEA the following fees:
Application fee for EA licence: $120, payable once every three years from the 2026 renewal exercise onwards. EAs who have paid their renewal application fee in 2025 will be notified of their next payment in 2027.
Base Licence Fee with Size of EA (1 to 10 RESs): $330
Tier Licence Fee: Applicable to EAs with more than 10 RESs
You can find out more about the renewal fees, which comprise the application fee, registration fee, and licence fee (opens in new tab).
Payment process
EAs must pay renewal fees for all renewal applications submitted to CEA, and must ensure that their GIRO accounts registered with CEA are active and have sufficient funds before submitting renewal applications.
Invoices will be generated every Monday, Wednesday, and Friday (excluding public holidays or on days where there is ad-hoc system maintenance) for renewal applications at ’Pending fee payment’ status. GIRO deduction will be processed and completed within the next two to three working days.
Note: Licence and registration fees will continue to be charged annually to help EAs and RESs manage their cash flow. This means that EAs and RESs will not need to make a large lump sum payment at the point of renewal every three years. More details on the remaining fees will be provided in 2027.
Professional Indemnity Insurance
EAs and RESs are required to be covered by PII. PII protects EAs and RESs, who may be held legally liable for claims arising from wrongful acts committed during the performance of professional services, including negligent acts, errors, omissions, or breaches of professional duty.
EAs are required to purchase a PII policy that sufficiently covers both the EA and all its RESs.
While CEA has established minimum requirements, EAs and RESs can choose to purchase policies with higher coverage. EAs and RESs can refer to the following for more information.
bolttech Insurance Brokers Pte Ltd (opens in new tab) (Previously AVA Insurance Agency)
If you have purchased PII through bolttech Insurance Brokers Pte Ltd or SingCapital, they will update your PII details directly in ACEAS. The PII information will be automatically populated into your EA licence renewal application.
For EA PII purchased from other insurers, please update your EA's PII details at the EA profile page in ACEAS. For more information, please refer to Question 6 in our Frequently Asked Questions below.
Category | Minimum Indemnity Limit* | Minimum Sub-limit for each salesperson | Maximum Deductible (in respect of each claim against entity) | Maximum Deductible (in respect of each claim against salesperson) |
Sole-Proprietorship with only 1 salesperson | $100,000 | $100,000 | $5,000 | $5,000 |
Non-sole-proprietorships with 1-10 salespersons or Sole-proprietorship with 2-10 salespersons | $200,000 | $100,000 | $5,000 | $5,000 |
Estate agent with 11-30 salespersons | $300,000 | $100,000 | $5,000 | $5,000 |
Estate agent with 31-50 salespersons | $400,000 | $100,000 | $5,000 | $5,000 |
Estate agent with 51-500 salespersons | $600,000 | $100,000 | $10,000 | $5,000 |
Estate agent with >500 salespersons | $1 million | $100,000 | $20,000 | $5,000 |
* The minimum indemnity limit can cover both the entity and its salespersons.
EAs’ next steps for the 3-year registration period 1 January 2027 to 31 December 2029
RESs and KEOs must fulfil the three-year Currency Requirement, in addition to the existing CPD and CPF Medisave requirements.
EAs must purchase PII coverage for the full licence period of 1 January 2027 to 31 December 2029, or may choose to purchase it yearly for each calendar year within this period. Licence and registration fees will continue to be charged annually.
More information on the 2029 renewal exercise, which will cover the renewal of EA licence for the 3-year period from 1 January 2030 to 31 December 2032, will be provided in due course.
For more information on the three-year validity period, fees payable and Currency Requirement, please refer to CEA’s 27 July 2026 press release (opens in new tab).
Frequently Asked Questions
For Renewing EA
1. Do KEOs still need to submit their RES registration renewal application after submitting their EA licence renewal application?
A KEO only needs to log in to ACEAS for ‘Corporate’ (opens in new tab) and submit the EA licence renewal application, which will also include the KEO’s own RES registration renewal application. Therefore, EAs must have a valid KEO before renewing their EA licence.
2. Can the EA submit its RESs’ renewal applications if it has not submitted its own licence renewal application to CEA?
EAs must submit their own EA licence renewal application to CEA before they can submit the registration renewal applications of its RESs.
3. How does an EA update its ACEAS Profile for Corporate?
The KEO will need to log in to ACEAS for Corporate (opens in new tab) > Click on Services > Profile Management > scroll all the way down and click Edit > Update the profile where applicable > Save.
For KEO
4. How does the KEO update their ACEAS Profile for Individual?
1. Log in to ACEAS for Individual > Click on Services > Profile Management
2. Scroll to the bottom of the webpage
3. Click Edit > Update the profile where applicable
4. Save
5. Should the EA change its KEO during or/ after the renewal exercise?
For an EA to be successfully renewed for 2027 and beyond, the EA’s KEO must also renew their RES registration for the same period. Changing the KEO during the renewal period would require the EA to remove its current KEO, which would prevent the EA from renewing its licence. Therefore, EAs should only apply for a change of KEO from 1 January 2027 onwards to ensure a smooth renewal exercise for the EA and its RESs.
6. How does an EA upload the PII cover note?
If you have purchased your EA’s PII through bolttech Insurance Brokers Pte Ltd and SingCapital, your PII details will be updated in ACEAS in late September, and automatically populated into your EA licence renewal application.
If your EA’s PII was purchased from another insurer, there are two methods for the EA to upload the PII cover note:
Method 1: Upload via the EA Profile page (before submitting your renewal application)
Before clicking on the Renew button, the KEO should log in to ACEAS for Corporate (opens in new tab) > Click on Services > Profile Management > PII Information > Create > Fill up the required details and upload the cover note > Submit. The PII details will then be pre-populated in the EA licence renewal application.
Method 2: Upload directly in the renewal application
You may upload the PII details directly in the PII Details section of the EA licence renewal application. Please refer to Step 14 of the Renewal Guide on the Renewal Process for EA (with KEO renewal) for more details.
7. How do I check on the status of my EA licence renewal application after it is submitted?
The KEO needs to log in to ACEAS for Corporate (opens in new tab) > Click on Services > EA Management > EA Licence (Renewal) to view the status of the EA licence renewal application.
For Director/ Partner
8. After the director/ partner submits his/her renewal application, does he/ she still need to submit another RES registration renewal application?
Directors/ partners only needs to submit their director/ partner renewal application, with no separate RES registration renewal application required. This application will also renew the RES registration of the director/ partner with the EA that he/ she is registered with.
9. Do directors/ partners who are foreigners (who do not have a Singpass account) need to submit their director/ partner renewal application in ACEAS?
Currently, directors/ partners who are foreigners and who do not have Singpass are not in the EA’s member list in ACEAS. As such, they are not required to submit their director/ partner renewal application in ACEAS.
CEA will separately contact the EAs with foreigners as directors/partners to provide guidance on how to proceed with their renewal applications.
10. Can EAs add or remove directors/ partners during or after the renewal exercise?
EAs may only apply to add or remove directors/ partners after their EA licence has been successfully renewed.